How It Works
From your first trade to a borrower's funded dream - here's the full journey, step by step.
You Trade $SOW
Every buy or sell of $SOW on Solana generates a trading fee. A portion of every transaction flows automatically into the transparent on-chain treasury wallet - visible to anyone, any time.
Fees Accumulate in Treasury
The treasury wallet is a public Solana address. SOL from trading fees pools there until it reaches a threshold - typically enough to fund 5-10 microloans. Every deposit is verifiable on-chain.
We Select Real Borrowers
Our team browses active Kiva campaigns from entrepreneurs in the developing world - farmers, tailors, market vendors, solar energy resellers. We prioritize high-repayment sectors and underserved regions.
Loans Get Funded
We fund loans directly on Kiva.org using the treasury balance. Each funding event is posted publicly - borrower name, country, sector, amount, and the Solana TX hash proving the treasury spend.
Batch Ledger Published
Every funding round is recorded as a numbered batch on this dashboard. Batch #, date, loans funded, total deployed, SOL/USD rate, and an on-chain transaction hash - full transparency, no trust required.
Repayments Get Recycled
Kiva borrowers repay their loans over time. When repayments come in, we reinvest them into new loans rather than withdrawing. Your fees keep giving - one dollar lifts multiple lives over time.
Why You Can Trust This
On-Chain Treasury
Every SOL deposit and spend is recorded on Solana's public ledger. Anyone can verify the wallet balance and transaction history - no middlemen.
Public Batch Ledger
Each funding round is published on this dashboard with a numbered batch, borrower names, and the Solana TX hash proving the spend.
Kiva Verification
Loans are funded through Kiva.org - a non-profit with 97%+ repayment rates and 15+ years of verified impact across 80 countries.