Every SOL in this wallet came from $SOW trading fees. Every spend funds a real microloan.
The fiat bridge: each harvest, the vault's impact share is swapped to USDC and sent here - publicly, on-chain - then the Visa card pays Kiva at checkout. Card top-ups below always match the Kiva receipts in the harvest ledger.
95% of project-controlled fees and treasury inflows are allocated to Kiva funding. 5% supports operations, reporting, and infrastructure. Repayments are reinvested - not withdrawn.